While the Reserve Bank of India (RBI) has slashed policy rate by 110 basis points since February this year, banks were unable to fully pass on the benefit of the rate cuts due to tight liquidity.
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The new Facilities will be used to refinance the maturing 3-year term loan tranche from 2016 and the maturing 1-year USD and 1-year CNH tranches from 2018, as well as for general corporate purposes.
Most working folks are advised to sock away three to six months’ essential living expenses in emergency savings, but a year’s.
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