How To Calculate Mcc Credit

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Mortgage Credit Certificate Program Are you ready to buy a home? The Texas State Affordable Housing Corporation offers a mortgage interest tax credit called a mortgage credit certificate (mcc) that reduces the amount of federal income taxes you pay every year.

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With the MCC Program, the homeowner may claim between 10 to 50 percent of their mortgage interest each year as a federal tax credit on their IRS tax return. Enter the mortgage credit certificate rate X 20% 5. calculate the tax credit by multiplying the MCC rate by the first year’s interest on line 3* $2,400 6.

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– How to Find a Mortgage Interest Credit Certificate Number. A mortgage interest credit certificate (MCC) provides borrowers with an opportunity to subsidize their recurring mortgage payments using federal tax credits. Using an MCC, borrowers may be able to receive a tax credit of up to $2,000 annually.

Please follow the steps below to enter your "MCC tax credit" Mortgage Credit Certificate: . If you have already started or are in your return, Select the "Federal Taxes" tab; Select the "Deductions & Credits" tab, then select "I’ll choose what I work on" Scroll down to the "Your Home" section, then select Start or Update – Mortgage Interest Credit Certificate

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